Ecommerce Digital Account

Xace™ provide FCA licenced Accounts, perfect for ecommerce sites, enabling payments and refunds via 3rd party payment gateways and merchant accounts.

A dedicated ecommerce account accepting funds from payment processors internationally.

Personal Account
Most Recent
Shops ltd
Business Account
Most Recent
Biz Dev Ltd
IT Service

Multi Account

Instant switching between separate accounts to keep your business or current account organised
Manage unlimited accounts
Push notifications
Spending alerts
Manage unlimited accounts
Push notifications
Spending alerts

Integrate any payment processors

  • All major payment processors accepted

  • Create and download ecommerce statements

  • Setup beneficiaries for payments

Current Account
Select Beneficiary
Step 1
Michael scott
45### 5673
Michael Scott
45### 5673
Michael Scott
45### 5673
Michael Scott
45### 5673
Your payment
Step 4
Michael Scott
45### 5673
Confirm Payment

GBP & EUR Payments accounts for online merchants across Europe

Xace™ provide FCA licenced accounts in both GBP and EUR, to ecommerce businesses based around Europe.

Xace are a perfect fit for ecommerce sites. We are happy to accept funds from payment processors (such as those processing Visa, Mastercard, Amex and other debit and credit cards).

We have experience working alongside payment processors, reviewing policies and procedures, such as your returns policy, to ensure your account is right for your business. We can facilitate payments via UK Faster Payments or SWIFT to suppliers, plus issue virtual debit cards for online purchases.

Xace is a FCA licenced Financial Institution, based in the UK. All funds held with Xace are 100% safe in safeguarded accounts with the Bank of England or within the EU.

A Xace account is yours, in your name and your control, not like a digital wallet or a shared IBAN.
Multiple currencies
Multiple payment options
Virtual debit
Uk Faster payments

Multi Account

UK licensed, a worldwide presence, Xace brings a new world of account options.
  • Online Ecommerce Payments
  • Merchants & Retailers
  • FCA Licenced in UK
  • Virtual debit card for mobile payments
  • IBAN and UK Accounts
  • Virtual Debit Cards (for online purchases)

Receive payments from Ecommerce payment processors

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Ecommerce Current Account

Many ecommerce retailers raise flags with traditional banks, which may cause you problems when buying or selling the things you want or need. A Xace account is more flexible for compliant individuals and may be the current account you need for ecommerce transactions.

Ecommerce Business Account

As an online retailer there can be many challenges with banking, with payments from payment processors delayed or rejected if they seem risky for the bank. A Xace account ensures our compliant business account holders do not have to worry about issues with payments.

Account & Transaction Fees

Please talk to us for a bespoke fee structure based on your payment volume and currency requirements.

Monthly Fee
Personal Account
No joining fee & £50 a month per account
Business Account
£POA joining fee & £250 a month per account
Transaction Fees
Personal Account
From 1%
Business Account
From 0.2%

Xace accepts compliant businesses who may also struggle to bank with traditional financial institutions when selling products in emerging markets or using smaller payment gateways that are less known by high street banks.

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Ecommerce account FAQs

Do you accept funds deposited from prepaid cards?

Yes, providing you are accepting funds in the name on your account, whether paid by regular card or prepaid card, both are acceptable to Xace.

Which payment processors does Xace accept payments from?

Xace accept payment processors such as Stripe, Skrill, Neteller, Paysafecard plus many more. If you wish to check your payment processor with us, please contact us.

Do Xace accept payment from Paypal?

Yes Xace accept payments sent from Paypal.

What are Xace account transaction limits?

Xace do not have any transaction limits. Our accounts are suitable for 1 transaction a month, or hundreds of thousands.

About us

Our entire platform has been built to give our customers a wide range of payment options, across a wide range of sectors.
Read more

Have a question?

We have a dedicated FAQ section, full resources section, and, if that doesn’t answer your question our support team are on hand to help.
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For questions relating to active accounts, please log in and access the messaging centre, available 24/7.

Join Xace and simplify the way you manage your money for both business and personal accounts.

Need help? Contact Support



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