Crypto Digital Bank Accounts

Crypto digital bank accounts enabling the direct transfer of your cryptocurrency related funds, including both Business and Current accounts.

A dedicated cryptocurrency account, managing your future in digital finance with a new crypto challenger bank

Personal Account
Most Recent
Shops ltd
Business Account
Most Recent
Biz Dev Ltd
IT Service

Multiple Crypto Accounts

Instant switching between separate accounts to keep your business or current account organised
Manage unlimited accounts
Push notifications
Spending alerts
Manage unlimited accounts
Push notifications
Spending alerts

Direct debits, beneficiaries and online payments

  • Manage direct debits & standing orders for Crypto

  • Create and download statements with regular settings

  • Add, manage & pay select beneficiaries

Current Account
Select Beneficiary
Step 1
Michael scott
45### 5673
Michael Scott
45### 5673
Michael Scott
45### 5673
Michael Scott
45### 5673
Your payment
Step 4
Michael Scott
45### 5673
Confirm Payment

Manage your crypto related finances across GBP & EUR accounts

Xace™ are licenced to provide Cryptocurrency Business Accounts and Personal Accounts.

We understand the current restraints with finding traditional banks that accept cryptocurrency transactions and we exist as a digital alternative for cryptocurrency bank accounts. Xace is an SMI financial institution and our compliance team are experts within crypto banking, we understand digital assets, the businesses in the sector and requirements that surround them for crypto friendly banks in Europe.

Our crypto digital bank accounts access a variety of banking payment networks such as UK Faster Payments and SEPA, allowing you to have flexibility when sending or receiving payments as an alternative to a traditional bank for crypto.

Our licence with the FCA as a payment institution is specifically tailored towards Cryptocurrency and products such as a Bitcoin account. 100% of your funds are safeguarded with either the Bank of England or an EU Bank.

A Xace account is yours, in your name and your control, not like a digital wallet or a shared IBAN.
Multiple currencies
Multiple payment options
Virtual debit
Uk Faster payments

Multiple Crypto Accounts

UK licensed, a worldwide presence, Xace brings a new world of account options.
  • Crypto Friendly Transactions
  • Licenced by the FCA (UK)
  • UK based team
  • Account issuance of IBAN and UK Accounts
  • EUR or GBP (more currencies coming soon)
  • Virtual Debit Cards (for online purchases)

Xace accepts payments from major exchanges & brokers

Moving from cryptocurrencies like BTC and ETH into many global fiat currencies can be extremely challenging without a crypto bank account. Xace have developed processes to simplify and speed up payments coming from, and going to, major exchanges and brokers, removing the challenges faced with high street banks.

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Crypto Current Account

Personal accounts for cryptocurrency are available from Xace. These accounts are popular for people accepting fiat from exchanges or brokers, those wishing to purchase cryptocurrency or personal crypto investors.

Crypto Business Accounts

Xace are happy to accept business customers who interact with cryptocurrency. Current customers range from companies who accept crypto as a form of payment to those purchasing crypto to pay for business costs and require an alternative bank account for crypto business.

Account & Transaction Fees

As a leading provider of crypto accounts, Xace have a competitive fee structure for online banking. Fees depend on the nature of the business and how you intend to use the account. Our fees are relative to the amount of activity and payment volume through the accounts.

Monthly Fee
Personal Account
No joining fee & £50 a month per account
Business Account
£POA joining fee & £250 a month per account
Transaction Fees
Personal Account
From 1%
Business Account
From 0.2%

Am I eligible for a crypto digital bank account?

The above is not an exhaustive list. To check if your business, or you, are eligible, please apply for our whitelist.

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Crypto Banking FAQs

Can I open a crypto bank account UK?

You can absolutely open a digital bank account for business or personal use in the UK with Xace. As long as your business is compliant, onboarding can be quick and painless.

Can we pay company subscriptions from a Xace account?

Yes, the account comes with a virtual debit card. This will allow you to pay all your business subscriptions like AWS, Google or other platforms.

Can I accept a payment with ‘Bitcoin’ in the reference?

We are aware banks sometimes will reject payments based on a reference to cryptocurrency. Xace are crypto friendly and do not block payments on this basis.

Is there a minimum transaction value for Xace crypto accounts?

Xace do not have a minimum transaction value.

Is there a maximum transaction value for crypto accounts?

No. Xace have no maximum transaction amount.

What are Xace account transaction limits?

Xace do not have any transaction limits. Our accounts are suitable for 1 transaction a month, or hundreds of thousands.

Can I make SWIFT payments for Crypto transactions?

Not currently without using our FX partners. Please speak to our Onboarding team during your account set up for more information.

Can I pay with crypto with my virtual card?

This facility is not live yet – but Xace are developing this for release during 2020. Currently virtual cards are linked to fiat.

Can I open an account for a European crypto business?

Yes, Xace accept applications from across Europe.

Do I need a business to open a crypto digital bank account?

Xace accept applications from both businesses and individuals.

Are there extra fees for crypto related transactions?

After application you will be given a pricing list. Once set up, your account pricing will not change whether you make or receive crypto related payments.

I have fiat with an exchange and broker, can I send the money into a Xace account?

Yes, Xace accounts will accept payments from crypto exchanges.

Can I send money from Xace to crypto exchanges and brokers?

Yes, one of the key features of a crypto friendly Xace account is we will allow transfers to cryptocurrency exchanges.

About us

Our entire platform has been built to give our customers a wide range of payment options, across a wide range of sectors.
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Have a question?

We have a dedicated FAQ section, full resources section, and, if that doesn’t answer your question our support team are on hand to help.
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For questions relating to active accounts, please log in and access the messaging centre, available 24/7.

Join Xace and simplify the way you manage your money for both business and personal accounts.

Need help? Contact Support



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